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TechTidBit – Tips and advice for small business computing – Tech Experts™ – Monroe Michigan

TechTidBit - Tips and advice for small business computing - Tech Experts™ - Monroe Michigan

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online security

Fake Software Ads Used To Distribute Malware

July 5, 2023

Google is most people’s first port of call for help or information online – something cyber criminals are using to their advantage.

Specifically, they are targeting Google ads, impersonating campaigns for popular software such as Grammarly, Slack, Ring, and many others. This is nothing to do with those companies, but to the untrained eye they look like the real deal… which is how they’re tricking people into clicking the ads.

If you’re not using an ad blocker, you’ll see promoted pages at the top of your Google search results. These look almost identical to the non-promoted, down page organic search results, so you or your people could easily be tempted to click.

It’s a complicated scam. Criminals clone the official software websites, but instead of distributing the genuine product, when you click download they install ‘trojanized’ versions. That’s geek speak for malware that disguises itself as real software.

Google is working to protect us by blocking campaigns it’s able to identify as malicious. But criminals have tricky ways around that too.

Ads first take you to a benign-looking website – which the crooks have created. This then redirects you to a malicious site that convincingly impersonates a genuine page. That’s where the malware lurks waiting for a click, beyond Google’s reach.

Worse, in many cases, you’ll still get the software you’re trying to download, along with a hidden payload of malware. That makes it harder to tell that your device or network has been infected and may give the malware longer to do its job.

To stay protected, train your team about the dangers and make sure everyone is on the lookout for anything that doesn’t seem quite right.

Encourage people to scroll down the Google results until they find the official domain of the company they’re looking for, and make it a policy that people seek permission before downloading any software – no matter how innocent it may seem.

You could also consider using an ad blocker in your browser. That will filter out any promoted results from your Google search for some extra peace of mind.

For help and advice with training, software policies and network security give us a call.

Is Your Online Shopping App Invading Your Privacy?

July 5, 2023

Online shopping has become a common activity for many people. It’s convenient, easy, and allows us to buy items from the comfort of our homes. But with the rise of online shopping, there are concerns about privacy and security.

Not all shopping apps are created equally. Often people get excited and install an app without checking privacy practices. Apps can collect more data from your smartphone than you realize. Whether you use your phone for personal use, business use, or both, your data can be at risk. So can your privacy.

Recently, security experts found a popular shopping app spying on users’ copy-and-paste activity. This app was tracking users’ keystrokes, screenshots, and even their GPS location. This raises the question: Is your online shopping app invading your privacy?

SHEIN is the app in question, and it’s a popular shopping app with millions of users. According to reports, researchers found the app collecting data from users’ clipboards. This included any text that users copied and pasted. This means that if the user copied and pasted sensitive information, the app would have access to it.

Including things like passwords or credit card numbers.

Not only that but the app was also found to be tracking users’ GPS location. SHEIN was also collecting data from device sensors, including the accelerometer and gyroscope. This means that the app was able to track users’ movements. As well as collecting information about how they were using their device.

The app’s developers claimed that the data collection was for “optimizing user experience.” A very vague explanation that’s used by other app developers as well.

The developers stated that the collected data was only used for internal purposes. But this explanation wasn’t enough to please privacy experts. Those experts raised concerns about the app’s data collection practices.

This isn’t the first time people caught an app grabbing data without users’ knowledge. Many popular apps collect data from their users, often for targeted advertising purposes.

The popularity of the shopping app Temu has been exploding recently. Since the app appeared in a Superbowl Ad in 2023, people have been flocking to it.

But Temu is another shopping app with questionable data collection practices. Some of the data that Temu collects includes:

  • Your name, address, phone number
  • Details you enter, like birthday, photo, and social profiles
  • Your phone’s operating system and version
  • Your IPS address and GPS location (if enabled)
  • Your browsing data

Here are some tips to protect your privacy when using shopping apps.

Know what you’re getting into (read the privacy policy)

Yes, it’s hard to stop and read a long privacy policy. But, if you don’t, you could end up sharing a lot more than you realize.

Turn off sharing features

Turn off any data-sharing features you don’t need in your phone’s settings, such as location services. Most smartphones allow you to choose which apps you want to use it with.

Remove apps you don’t use

If you’re not using the app regularly, remove it from your phone. Having unused apps on your phone is a big risk.

Research apps before you download

It’s easy to get caught up in a fad. You hear your friend talk about an app, and you want to check it out. But it pays to research before you download.

Shop on a website instead

You can limit the dangerous data collection of shopping apps by using a website instead. Most legitimate companies have an official website.

Learn How To Fight Business Email Compromise

July 5, 2023

A significant cyber threat facing businesses today is Business Email Compromise (BEC). BEC attacks jumped 81% in 2022, and as many as 98% of employees fail to report the threat.

What is business email compromise (BEC)?

BEC is a type of scam in which criminals use email fraud to target victims. These victims include both businesses and individuals. They especially target those who perform wire transfer payments.

BEC attacks are usually well-crafted and sophisticated, making it difficult to identify them. The attacker first researches the target organization and its employees online. They gain knowledge about the company’s operations, suppliers, customers, and business partners.

The scammer pretends to be a high-level executive or business partner. Scammers send emails to employees, customers, or vendors.

These emails request them to make payments or transfer funds in some form.

The email will often contain a sense of urgency, compelling the recipient to act quickly. The attacker may also use social engineering tactics. Such as posing as a trusted contact or creating a fake website that mimics the company’s site. These tactics make the email seem more legitimate.

According to the FBI, BEC scams cost businesses about $2.4 billion in 2021.

These scams can cause severe financial damage to businesses and individuals. They can also harm their reputations.

How to fight business email compromise

BEC scams can be challenging to prevent. But there are measures businesses and individuals can take to cut the risk of falling victim to them.

  • Educate employees
  • Enable email authentication
  • Deploy a payment verification processes
  • Check financial transactions
  • Establish a response plan
  • Use anti-phishing software

Get ready for the unexpected

If your business suffers an email compromise or a ransomware attack tomorrow, do you have a contingency plan in case of any disasters? The unexpected can happen anytime, and small businesses can get hit particularly hard.

Here are ten helpful tips to get ready for anything:

  1. Create a contingency plan
  2. Maintain adequate insurance coverage
  3. Diversify your revenue streams
  4. Build strong relationships with suppliers
  5. Keep cash reserves
  6. Build strong outsourcing relationships
  7. Check your financials regularly
  8. Invest in technology
  9. Train employees for emergencies
  10. Stay up to date on regulatory requirements

Why Should You Use Different Passwords For Different Accounts?

March 20, 2023

It’s common to have multiple online accounts for social media, online shopping, banking, and more. While having different accounts makes our lives more convenient, it also presents a security risk if we use the same password for all of them.

This is because if a hacker gains access to one of our accounts, they can potentially gain access to all of them if we use the same password. This is why it’s crucial to have different passwords on different accounts.

Having different passwords on different accounts is one of the most basic but important steps you can take to protect your online security.

By using unique passwords, you reduce the risk of a hacker gaining access to all of your accounts if they manage to crack one password. This is particularly important for accounts that contain sensitive information, such as online banking or medical records.

One reason why people tend to use the same password for multiple accounts is because it’s easier to remember.

However, there are ways to create strong and unique passwords without having to remember them all. One option is to use a password manager.

A password manager is a tool that generates and stores unique passwords for each of your accounts. All you have to do is remember one master password to access the password manager. Some popular password managers include BitWarden, Dashlane, and 1Password.

Another way to create strong and unique passwords is to use a passphrase instead of a single word. A passphrase is a combination of several words that are easy for you to remember, but difficult for others to guess. For example, instead of using the password “password123” you could use a passphrase like “MyDogate2BonesToday!”

It’s important to note that having different passwords is not enough to ensure complete security. It’s also important to use strong passwords that are difficult to guess or crack.

This means avoiding common words, phrases, or personal information that could be easily guessed.
Instead, use a combination of upper and lowercase letters, numbers, and symbols.

In addition to having different and strong passwords, it’s also important to update them regularly. This is because if a hacker gains access to an old password that you no longer use, they can still potentially use it to gain access to other accounts if you’ve used the same password for multiple accounts. It’s recommended to update your passwords every six months to a year.

One thing to keep in mind is that while having different passwords on different accounts is important, it’s not the only step you should take to protect your online security. It’s also important to enable two-factor authentication whenever possible.
Two-factor authentication adds an extra layer of security by requiring a second form of authentication, such as a code sent to your phone or an app.

While it may seem daunting to remember multiple passwords, password managers can help significantly.

By taking these basic steps, you can greatly reduce the risk of a security breach and protect your sensitive information online.

Business Email Compromise (BEC) And Phishing Are Dangerous For Small Businesses

January 31, 2023

Business email compromise (BEC) and phishing are two of the most common and damaging cyber threats facing businesses today. BEC involves the fraudulent use of email to impersonate a legitimate business or individual in order to gain access to sensitive information or financial resources.

Phishing, on the other hand, is a type of cybercrime that involves the use of fraudulent emails or websites to trick individuals into revealing sensitive information, such as login credentials or financial information.

BEC attacks often target employees with access to sensitive financial information or those who have the authority to make wire transfers or other financial transactions.

The attackers use sophisticated social engineering tactics to trick the employee into revealing login credentials or other sensitive information, or to convince them to make a financial transaction on behalf of the company. In some cases, the attackers may even impersonate a high-level executive or vendor in order to gain the trust and cooperation of the employee.

One of the most common tactics used in BEC attacks is the “man-in-the-middle” attack, where the attacker intercepts legitimate emails and alters them to redirect payments or other financial transactions to their own account.

Other tactics include the use of fake invoices, purchase orders, or other financial documents to trick employees into making payments to the attacker.

Phishing attacks, on the other hand, generally aim to trick individuals into revealing sensitive information or clicking on malicious links. These attacks often take the form of fake emails purporting to be from legitimate organizations, such as banks or government agencies, and may contain links to fake login pages or download malicious software onto the victim’s computer.

To protect against BEC and phishing attacks, it’s important for businesses to implement strong security measures and to educate their employees on how to spot and avoid these threats. Some best practices for protecting against BEC and phishing attacks include:

  • Implementing strong email security measures, such as spam filters and email authentication protocols, to help identify and block fraudulent emails.
  • Training employees on how to spot and avoid phishing and BEC attacks, including teaching them to be wary of unsolicited emails and to verify the authenticity of any emails requesting sensitive information or financial transactions.
  • Establishing strong passwords and using two-factor authentication to protect login credentials and other sensitive information.
  • Setting up monitoring systems to detect and alert on unusual or suspicious activity, such as unexpected wire transfers or login attempts.
  • Regularly updating software and security protocols to ensure that the latest security measures are in place.

In addition to these measures, it’s important for businesses to have a plan in place for responding to a BEC or phishing attack. This should include:

  • Establishing a clear chain of command for reporting and responding to suspicious activity.
  • Designating a team to investigate and respond to potential attacks.
  • Having a process in place for assessing and mitigating the damage caused by an attack.
  • Reviewing and updating security protocols on an ongoing basis to ensure that they are effective in protecting against these threats.

Overall, BEC and phishing attacks are a serious threat to businesses of all sizes. By implementing strong security measures and educating employees on how to identify and avoid these threats, businesses can protect themselves and their customers from these damaging cyber attacks.

Do You Know Exactly What Services Your Staff Are Signing Up For?

October 28, 2022

Thomas Fox is president of Tech Experts, southeast Michigan’s leading small business computer support company.

Whatever problem, need, or want you have… there’s a cloud application out there that can help you.

We’ve never lived in a such a rich time for problem solving. Every day, hundreds of new services launch to make our lives easier and help us be more productive.

These applications all live in the cloud. They’re known as Software as a Service – or SaaS – because you don’t load any software onto your device. You use them in your browser.

We would argue this SaaS revolution over the last 15 to 20 years has played a critical part in shaping the way we work today.

However, there’s an issue. Many businesses aren’t 100% aware of what new services their staff have signed up for. And this problem isn’t a financial one; it’s a security one. [Read more…] about Do You Know Exactly What Services Your Staff Are Signing Up For?

How Often Do You Need To Train Employees On Cybersecurity Awareness?

August 31, 2022

Thomas Fox is president of Tech Experts, southeast Michigan’s leading small business computer support company.

You’ve just completed your annual phishing training where you teach employees how to spot phishing emails. You’re feeling good about it, until about 5-6 months later when your company suffers a costly ransomware infection because someone clicked on a phishing link.

You wonder why you seem to need to train on the same information every year yet still suffer from security incidents.

The problem is that you’re not training your employees often enough.

People can’t change behaviors if training isn’t reinforced regularly. They can also easily forget what they’ve learned after several months go by.

So, how often is often enough to improve your team’s cybersecurity awareness and cyber hygiene? It turns out that training every four months is the “sweet spot” when it comes to seeing consistent results in your IT security. [Read more…] about How Often Do You Need To Train Employees On Cybersecurity Awareness?

The SLAM Method Can Improve Phishing Detection

August 31, 2022

Why has phishing remained such a large threat for so long? Because it continues to work. Scammers evolve their methods as technology progresses, employing AI-based tactics to make targeted phishing more efficient.

If phishing didn’t continue returning benefits, then scammers would move on to another type of attack. But that hasn’t been the case. People continue to get tricked.

In May of 2021, phishing attacks increased by 281%. Then in June, they spiked another 284% higher.

Studies show that as soon as 6 months after a person has been trained on phishing identification, their detection skills can begin waning as they forget things.

Give employees a “hook” they can use for memory retention by introducing the SLAM method of phishing identification.

What is the SLAM Method for Phishing Identification?

One of the mnemonic devices known to help people remember information they are taught is the use of an acronym. SLAM is an acronym for four key areas of an email message that should be checked before trusting it. These are:

S = Sender
L = Links
A = Attachments
M = Message text

By giving people the term “SLAM” to remember, it’s quicker for them to do a check on any suspicious or unexpected email without missing something important.

All they need to do is run down the cues in the acronym.

S = Check the Sender

It’s important to check the sender of an email thoroughly. Often scammers will either spoof an email address or use a look-alike address that people easily mistake for the real thing.

You can double-click on the sender’s name to ensure the email address is legitimate.

L = Hover Over Links Without Clicking

Hyperlinks are popular to use in emails because they can often get past antivirus/anti-malware filters.

You should always hover over links without clicking on them to reveal the true URL. This often can immediately call out a fake email scam due to them pointing to a strangely named or misspelled website.

A = Never Open Unexpected or Strange File Attachments

Never open strange or unexpected file attachments, and make sure all attachments are scanned by an antivirus/anti-malware application before opening.

M = Read the Message Carefully

If you rush through a phishing email, you can easily miss some telltale signs that it’s a fake, such as spelling or grammatical errors.

Look for words or phrases not normally used by the person who’s emailing you. Words like “kindly” and “revert” are tell-tale clues the email come from someone who’s not your normal sender.

Also, be on the lookout for pressure to act quickly or unexpected banking change requests. While it happens, it is rare for a company to change banks without months of advance notice.

Get Help Combatting Phishing Attacks

Both awareness training and security software can improve your defenses against phishing attacks. Contact us today to discuss your email security needs.

Watch Out For Reply-chain Phishing Attacks

August 31, 2022

Phishing. It seems you can’t read an article on cybersecurity without it coming up. That’s because phishing is still the number one delivery vehicle for cyberattacks.

80% of surveyed security professionals say that phishing campaigns have significantly increased post-pandemic.

Phishing not only continues to work, but it’s also increasing in volume due to the move to remote teams.

Many employees are now working from home. They don’t have the same network protections they had when working at the office.

One of the newest tactics is particularly hard to detect. It is the reply-chain phishing attack.

What is a Reply-Chain Phishing Attack?

You don’t expect a phishing email tucked inside an ongoing email conversation between colleagues.

Most people are expecting phishing to come in as a new message, not a message included in an existing reply chain.

The reply-chain phishing attack is particularly insidious because it does exactly that. It inserts a convincing phishing email in the ongoing thread of an email reply chain.

How does a hacker gain access to the reply chain conversation? By hacking the email account of one of those people copied on the email chain. Often, the target isn’t even aware.

The hacker can email from an email address that the other recipients recognize and trust. The attacker also gains the benefit of reading down through the chain of replies. This enables them to craft a response that looks like it fits.

They may see that everyone has been weighing in on a new idea for a product called Superbug. So, they send a reply that says, “I’ve drafted up some thoughts on the new Superbug product, here’s a link to see them.”

The reply won’t seem like a phishing email at all. It will be convincing because:

  1. It comes from an email address of a colleague. This address has already been participating in the email conversation.
  2. It may sound natural and reference items in the discussion.
  3. It may use personalization. The email can call others by the names the hacker has seen in the reply chain.

Business Email Compromise is Increasing

Business email compromise (BEC) is so common that it now has its own acronym. Weak and unsecured passwords lead to email breaches. So do data breaches that reveal databases full of user logins.

Tips for Addressing Reply-Chain Phishing

Here are some ways that you can lessen the risk of reply-chain phishing in your organization:

• Use a business password manager
• Put multi-factor controls on email accounts
• Teach employees to be aware

How To Protect Your Online Accounts From Being Breached

July 27, 2022

Stolen login credentials are a hot commodity on the Dark Web. There’s a price for every type of account from online banking to social media. For example, hacked social media accounts will go for between $30 to $80 each.

The rise in reliance on cloud services has caused a big increase in breached cloud accounts. Compromised login credentials are now the #1 cause of data breaches globally, according to IBM Security’s latest Cost of a Data Breach Report.

Having either a personal or business cloud account compromised can be very costly. It can lead to a ransomware infection, compliance breach, identity theft, and more.

To make matters more challenging, users are still adopting bad password habits that make it all too easy for criminals. For example:

  • 34% of people admit to sharing passwords with colleagues
  • 44% of people reuse passwords across work and personal accounts
  • 49% of people store passwords in unprotected plain text documents

Cloud accounts are more at risk of a breach than ever, but there are several things you can do to reduce the chance of having your online accounts compromised.

Use multi-factor authentication (MFA)

Multi-factor authentication (MFA) is the best method there is to protect cloud accounts. While not a failsafe, it is proven to prevent approximately 99.9% of fraudulent sign-in attempts, according to a study cited by Microsoft.

When you add the second requirement to a login, which is generally to input a code that is sent to your phone, you significantly increase account security. In most cases, a hacker is not going to have access to your phone or another device that receives the MFA code, thus they won’t be able to get past this step.

The brief inconvenience of using that additional step when you log into your accounts is more than worth it for the bump in security.

Use a password manager for secure storage

One way that criminals get their hands on user passwords easily is when users store them in unsecured ways, such as in an unprotected Word or Excel document or the contact application on their PC or phone.

Using a password manager provides you with a convenient place to store all your passwords that is also encrypted and secured. Plus, you only need to remember one strong master password to access all the others.

Password managers can also autofill all your passwords in many different types of browsers, making it a convenient way to access your passwords securely across devices.

Review your privacy settings

Have you taken time to look at the security settings in your cloud tools? One of the common causes of cloud account breaches is misconfiguration. This is when security settings are not properly set to protect an account.

You don’t want to just leave SaaS security settings at defaults, as these may not be protective enough. Review and adjust cloud application security settings to ensure your account is properly safeguarded.

Don’t enter passwords when on public Wi-Fi

Whenever you’re on public Wi-Fi, you should assume that your traffic is being monitored. Hackers like to hang out on public hot spots in airports, restaurants, coffee shops, and other places so they can gather sensitive data, such as login passwords.

You should never enter a password, credit card number, or other sensitive information when you are connected to public Wi-Fi. You should either switch off Wi-Fi and use your phone’s wireless carrier connection or use a virtual private network (VPN) app, which encrypts the connection.

Use good device security

If an attacker manages to breach your device using malware, they can often breach your accounts without a password needed. Just think about how many apps on your devices you can open and already be logged in to.

To prevent an online account breach that happens through one of your devices, make sure you have strong device security. Best practices include:

  • Antivirus/anti-malware
  • Up-to-date software and OS
  • Phishing protection (like email filtering and DNS filtering)
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